Natural CapitalInvestment Fund

Business Finance

By the Numbers:
The Natural Capital Investment Fund's 208 portfolio companies have created or retained more than 3,800 jobs since 2001. 

NCIF has provided more than 17,000 hours of technical assistance to more than 900 companies since 2001.

Natural Capital Investment Fund finances and advises small to mid-sized enterprises, primarily in rural and underserved communities across a nine-state region. We help innovative entrepreneurs build locally-owned enterprises that create lasting jobs and community wealth, while using natural resources responsibly.

For example, NCIF borrowers build local food systems; conserve energy and water; support eco-tourism; find creative outlets for recycled materials; and provide essential community services.

NCIF WhereWeWork
We frequently partner with banks and community development lenders to provide the complete financing package a company needs to grow. We specialize in flexible capital that reduces the risk that senior lenders face, so they can participate in financing our target sectors. 

To apply for a loan or refer a loan to NCIF, please contact Anna Tefft, NCIF's Director of Lending at, or 336-734-6902.

NCIF welcomes individuals, lending institutions and charitable organizations who wish to invest in our work or provide charitable support.  To learn more, please contact Marten Jenkins, President, at, or 304-870-2207. 

To learn more about NCIF’s strategic initiatives, including specialized support for Farmers of Color, Energy EfficiencyLocal Food Systems and Sustainable Logging, please contact Rick Larson, Director of Strategic Initiatives at or 919-951-0113. 

View the 2015 NCIF Impact Report

Sample Portfolio Companies

A Bright Idea for Big Energy Savings: Inter-State Hardwoods

A Bright Idea for Big Energy Savings: Inter-State Hardwoods

Inter-State Hardwoods, located in Bartow, West Virginia, is a family-owned sawmill with roots dating back to 1939, when it first...
A Simply Natural Approach to Dairy

A Simply Natural Approach to Dairy

Simply Natural Creamery and Dairy Farm is a testament to Neil Moye’s willingness to innovate and diversify beyond tobacco...
Bailey Mountain Bike Park

Bailey Mountain Bike Park

Parents today continue to search for an answer to the question: How can I get my kid to spend...

More Portfolio Companies


Annie's: Baking in Benefits in Asheville

When Joe and Annie Ritota first met, Joe was a fourth generation baker of artisan bread and Annie owned a...
Beef And Pork With A Local Flavor

Beef And Pork With A Local Flavor

Co-founders Tina Prevatte and Jennifer Curtis sought to build a sustainable food system that benefited their own community and...
Benefiting Land, Livestock And The Bottom Line

Benefiting Land, Livestock And The Bottom Line

James Joyner, 60, grew up on the same 100 acre plot of land since childhood. For over 68 years,...
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